Do you have a High Deductible Health Plan?
If you're wanting to seek care but you're worried about the cost and not sure how your health plan works, you're not alone. Navigating the healthcare system can be stressful - financially, emotionally, and physically. But as we know, putting off care now leads to needing more care later... and spending more later, as well. Let us help you get the care you need - without breaking the bank. We're well versed in High Deductible Health Plans and have a variety of options at our disposal to ensure that
you're not putting off feeling better due to cost concerns. Here's what you need to know.
What is a High Deductible Plan?
A High Deductible Health Plan (HDHP) is an insurance plan that requires patients to pay a large amount of their healthcare costs out of pocket before their insurance kicks in to help lighten the load.
So, how can PMA help me?
At PMA, we're committed to providing our patients with the highest quality care, and that doesn't just mean in the exam room. We're always searching for options that allow all our patients the access they deserve to quality healthcare, regardless of their financial situation. Thus, we offer a variety of affordable payment and financing options, including:
CARECREDIT: PMA has partnered with CareCredit to offer flexible payment plans for our patients. CareCredit provides convenient payment options so that you can get the treatment you want and need while paying for it over a period of time, often without incurring interest charges. It's ideal for copayments, deductibles, and diagnostic testing sometimes not covered by your insurance.
FLEXIBLE SPENDING ACCOUNTS & HEALTH SAVINGS ACCOUNTS: Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are a great option for those looking to use pre-tax dollars to pay for medical care.Flexible Spending Accounts are set up through your employer and the amount of money accrued must be used by the end of each enrollment year. Health Savings Accounts allow you to spend money on qualified health expenses or medical costs not covered by your insurance plan. There is no deadline for withdrawing funds from an HSA, and unlike FSA'S, anyone can set one up. All plans are different , it's best to contact your employer or insurance provider for more details on eligibility and benefits.
ACCEPTED INSURANCE PLANS: We accept a variety of health insurance plans for the convenience and well being of our patients. We will work with you and your health plan to make the payment process as easy and hassle-free as possible. PMA also will ensure to fully verify all your benefits and provide you with a detailed breakdown of all your costs and coverages before your appointment day. For more information or questions on coverage, please contact your insurance plan.
PMA offers a large number of specialty tests and procedures that include, Allergy Testing & Treatment, Vascular Testing, Blood Circulation Testing, Nerve Damage and/or Progression of Nerve Damage Testing, Pulmonary Function Testing, Retinopathy Screening, Specialized and Custom Fit Back and Lower/Upper Extremity Braces, Continuous Glucose Monitoring, Sleep Studies and many many more
options that we have available to you.
So how does this benefit you?
PMA is considered a Primary Care Physician (PCP)not a Specialist, therefor you get to receive specialist level testing options at primary care costs which are normally very minimal and a lot more budget friendly and affordable to you.
The Bottom Line:
PMA is DEVOTED to helping YOU! Don't delay or avoid getting the deserved, quality healthcare you need due to your high deductible plan or a cost-related concern. PMA will find a solution for you and get you on the path to better and healthier days! If you have questions about your specific plan, payment options, or the Care Credit process, please do not hesitate to call us so we may discuss it with you! Our expert billing team will help and will do it with an understanding mind. To reach our billing team today please call (210) 341-9614 and hit option #5. Thank you for choosing Porter Medical Associates, We truly appreciate your trust in us.